25 May, 2012

Bol Bachchan First look

Bol Bachchan the film is set release on 06 th July 2012, One more multi starrer film for Bollywood Audience, Audience expect a blockbuster from Abhishek Bachchan and Ajay Devgan. Going through the trailer the film seemed like a Romance comedy. Let me remind you the director is Rohit Shetty who has directed Golmaal 3, Bol Bachchan is inspired from a old film Golmaal (1979) whose main casting are Amol Palekar, Utpal Dutt, Bindiya Goswami and even Amitabh Bachchan has did a guest role in Golmaal. Let us know more about Bol Bachchan 

Bol Bachchan Casting





bol bachchan casting



Abhishek Bacchan, Ajay Devgan, Asin Thottukmal and Prachi Desai ( initially Genelia D'souza was choosen for the role) are playing the lead roles in Bol Bachchan, Amintabh Bachchan appears in a song " My name is Anthony Gonslaves "  Other actors like Asrani, Archana Puran Singh, Neeraj Vora and Krishna Abhishek are appearing in imporatnat roles

bol bachchan casting







Music For Bol Bachchan is done By Himesh Reshmayya and Ajay Atul (who has worked for Marathi and hindi films like My Friend Pinto, Singam & Agneepath )

Bol Bachchan Songs
Music is not yet released for the film, You have to wait some more time

Bol Bachchan Wallpapers


bol bachchan casting







bol bachchan stills



bol bachchan wallpapers

bol bachchan wallpapers


bol bachchan wallpapers


Official BoL Bachchan Trailer




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23 May, 2012

22 interesting tips to save petrol

Thanks to the petrol price hike by the government, Now a days I notice that I can see myself more often in the petrol filling stations, with due credit to people purchasing more number of Automobiles, India Inc growing rapidly, consumption of petrol has increased  rapidly leading to increase in petrol prices, we know it is difficult to controll the petrol prices, better try to find more ways  to save petrol

22 TIPS TO SAVE PETROL

1) While starting up the car don't give warming time for engine, it is not necessary for the modern cars and instead drive in the first gear to let the engine warm up

2) Don't shift gears incorrectly , incorrect gear shifting  leads to increase in fuel consumption

3) Drive at a speed of 45 -55 km/hr , Experts say that you can save 40 % petrol driving at 40 km/hr compared to driving at 80 km/hr

4) keep your tyres properly inflated, maintain the pressure as mentioned by the Car manufacturer, less tyre pressure can cost you  10% more, it is advisable to check your tyre pressure for every 400 kms you travel

5) Use thinner tyres, thin tyres means less road resistance, less resistance means more mileage

6) Drive consciously keeping the traffic and obstacles in mind, so that you don't apply brakes often, less brakes means more saving

7) Air Filter should be cleaned regularly to avoid choking of engine and hence increasing the fuel efficiency

8) Most of us have a habit of keeping our foot on the clutch, but do remember the foot on the clutch wastes energy and even damages clutch lining

9) Off your Engine especially at traffic signals and other places where you are waiting outside the house , because idling the engine for 1 hour can burn 1 litre of petrol

10) Do not carry unnecessary load, loading your vehicle by 50 kg more means and increase in fuel consumption of 2%

11) Ensure Rubber seal of Fuel tank is not damaged in order to avoid spillage or leakage of petrol

12) Preplan your route before itself, so you can avoid an extra mile and you may find the shortest route

13) If you are office going person, you may plan to share your vehicle with 1 or 2 colleagues, this can reduce your petrol expenses to 1/2 or 1/3

14) Accelerate gradually, Don't accelerate strongly as this will lead to excess inflow of petrol into the engine, which is wasted.

15) Use Air conditioner only when required, AC consumes 10% of the fuel

16) Things you need to keep in mind before purchasing a car is going for a small car, checking the average of the car etc.

17) Don't fill your petrol while the underground petrol tank at the petrol station is being filled, because there are chances that the mud and dirt settled down the tank can come up and same will be filled in your car

18) Fill petrol in the early morning because density of the petrol increases with increase in temperature, Fill petrol when the temperature is less

19) Use public transport system wherever possible

20) Focus towards saving petrol, if you think about saving petrol you will find more ways to save petrol

21) pay your bills online, buy tickets online i.e do them online

22) call your friend and confirm his availability before you go to him







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22 May, 2012

Car loan interest rates comparision

Having a car was a costly affair once upon a time as we were supposed to pay the total car value at the time of purchase, but now a days you have numerous financing firms offering car loans at competitive interest rates. You should ensure that you go for the best deal suitable to you and you capitalize on having more number of options. 


For this you need to check out with each bank about the interest rate and terms and conditions, which is a time taking job, Here we have compiled Car Loan interest rates from various banks and finance firms, just have a look and decide which will suit you better

CAR LOAN INTEREST RATES COMPARISION
BANK
CAR LOAN INTEREST RATE
SBI
11.25 %
HDFC
11.25 to 12.25 %
ICICI
11.5 to 17%
Axis Bank
11.5 to 14.0 %
Canara Bank
12.5 %
Kotak Mahindra
11.5 to 13.5%
Bank of Baroda
>13%
Bank of Maharashtra
13.6%
Andhra Bank
12.50 %
Interest Rates mentioned above are as on 22.05.12

From the above table we understand SBI is providing the cheapest car loan, but one thing you should note is Banks offer interest rates based on the Applicants Company, Applicant's salary, Applicant's years of working etc . So you may have customized offer.


If you have a salary account with the bank you are applying for car loan, your chances of loan getting approved is easy
In general Banks finance you up to 85% of the car price, for some specific models banks even provide 100% finance


Tenure to repay your car loan is generally 36-84 months 
It is important you read the document carefully, while availing a car loan because some banks can be tricky







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Beautiful pencil sketches of Indian girls

At Readitt we love to promote Artists, We came across artist who loves drawing pencil sketches of girls, pencil sketch is unique art style which can create wonders with just shades of black. Here are few sketches, Spread the word if you like them, soon we will introduce Artist Ashish

pencil sketches of girls

pencil sketches of girls


pencil sketches of girls






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20 May, 2012

Bariatric Surgery cost and complications

Bariatric Surgery is a weight loss surgery, weight loss is achieved by reducing size of the stomach by implanting a medical transplant or by removal of a portion of a stomach. Surveys say that after Bariatric surgery majority of the people reported long term weight loss , recovery from diabetes, less risk of cardiac arrest and life period increase by 15 %

Recent days due to lifestyle changes, Percentage of People suffering from Obesity is shooting up, Obesity is very high in Population of United States of America. People opting for surgeries are more, but it is necessary that one should know under what conditions a weight loss surgery is recommended


Who should undergo Bariatric Surgery ?

One who has a Body Mass Index (BMI) greater then 40
One who had undergone a diet program several times and failed
One who has a BMI > 40  and having diabetes 

If you have not tried a weight loss program, i.e a structured exercise program combined with diet then you should think about trying those first before you opt for bariatric surgery

See a video of how a Bariatric surgery is done

Having seen the surgery, it is important to know side effects and complications of Bariatric Surgery

Complications 
20% of the people experienced bloating and diarrhea after eating
12% experienced leaks at surgical site
7% experienced gastric syndrome
6% experienced infections
4% experience pneumonia


Bariatric Surgery costs around Rs 8 lakhs in India


It is advisable to study the ifs and buts before you choose any weight loss program





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Smart phones under 5000 Rs




Are you interested to purchase a mobile ? and is your budget is Rs 5000 ! Yes most of us are interested in the same thing i.e Mobile Phones under Rs 5000. Here we have listed out number of mobiles  to choose from and believe you can have some great choices with a budget of Rs 5000, All mobile giants like Nokia, Samsung, Sony Ericsson, Micromax etc are coming up with cutest gadgets let us see some of the best mobiles under Rs 5000


LIST OF Best Cell Phones under Rs 5000 in India


Nokia Asha 200  (Price Rs 4100)


  • DISPLAY            : 2.4 inch TFT
  • MEMORY           : Expandable to 32GB
  • CONNECTIVITY  : gprs, edge, blue tooth
  • CAMERA           : 2 Megapixel
  • Messaging        : sms, mms, email & im
  • Battery            :1430 mAh (7 hrs talk time)
  • SIM                 : Dual Sim
  • Colours :           Green, Aqua, Graphite, Blue,pearl white, pink, light pink and orange
  • Others            : FM Recording, You can change the sim without switching off.
know more about Nokia Asha 200


Samsung Star 3 Duos S5222 (price  Rs 5400
  • DISPLAY           : 3 " Capacitive Touch screen
  • MEMORY           : Expandable to 16GB
  • CONNECTIVITY  : gprs, edge, bluetooth, WiFi
  • CAMERA           : 3 Megapixel
  • Messaging         : sms, mms, email & im
  • Apps                : facebook,twitter,yahoo,gtalk    
  •                          yahoo,msn etc 
  • Battery            :1000 mAh (14 hrs talk time)
  • SIM                  : Dual Sim (Stand by)
  • FM Radio          : Yes



Sony Ericsson Mix walkman  (Price Rs 5000 -5300 )
  • DISPLAY            : 3.0 inch Capacitive Touch screen
  • MEMORY           : Expandable to 32GB
  • CONNECTIVITY  : gprs, edge, bluetooth, WiFi
  • CAMERA           : 3 Megapixel
  • Messaging        : sms, mms, email & im
  • Apps                : facebook ,twitter,yahoo,gtalk etc
  • Battery            :1000 mAh (9 hrs talk time)
  • FM Radio         : Yes
  • Extras              : Senseme,   
  • Others             : this is a music phone with rocking user interface, music lovers will love this phone for sure because it has great music applications

                                Samsung Ch@t 222 ( price Rs 3636)
  • DISPLAY            : 2.2 inch TFT
  • MEMORY           : Expandable to 8GB
  • CONNECTIVITY  : gprs, edge, bluetooth
  • CAMERA           : 1.3 Megapixel
  • Messaging         : sms, mms, email & im
  • Battery            :1000 mAh (7 hrs talk time)
  • SIM                  : Dual Sim (standby)
  • Apps                : facebook ,twitter,yahoo,gtalk 
  • Music               : 3D Sound Technology
  • Others             : A good pick for guys who are on chat all the time, qwerty key pad allows you for seamless typing          
   


Motorola Brea EX119  ( Priced at Rs 5400 - 5700)
  • DISPLAY            : 2.4 inch touch screen
  • MEMORY           : Expandable to 32GB
  • CONNECTIVITY   : gprs, edge, bluetooth
  • CAMERA            : 3 Megapixel
  • Messaging          : sms, mms, email & im
  • Battery             :1000 mAh (7 hrs talk time)
  • SIM                   : Dual Sim (standby)
  • Apps                 : facebook ,twitter,yahoo,gtalk 
  • Browser            : Opera mini
  • Others              : A nice stylish phone with touch and type           


Nokia C2-03 touch n type (price Rs 3850)

  • DISPLAY            : 2.4 inch res touch screen
  • MEMORY           : Expandable to 32GB
  • CONNECTIVITY   : gprs, edge, bluetooth
  • CAMERA            : 2 Megapixel
  • Music                : 3.5 mm jack 
  • Messaging          : sms, mms, email & im
  • Battery             :1020 mAh (7 hrs talk time)
  • SIM                   : Dual Sim (easy swap )
  • Apps                 : facebook ,twitter 
  • Browser            : Opera mini
  • Others              : A nice stylish phone with touch and type               which means more ease of typing 


iBall Aasaan (Price Rs 3250)
  • DISPLAY            : 1.65 inch 
  • Input                : Alphanumeric keypad
  • Phone book      : 500 Contacts
  • SMS                  : 200
  • CAMERA            : No
  • Messaging          : sms
  • Battery             :1000 mAh (3 hrs talk time)
  • SIM                   :  Single Sim 
  • Language           : Dual language support 
  • Music                : FM Radio & 3.5 mm jack
  • Others              : AAsaan is the perfect gadget for the                                         not so gadget friendly elders, calls can be made easily and effortlessly           
                                             
Micromax Bling Q56 (Price Rs 3799)


  • DISPLAY            : 2.4 inch res touch screen
  • MEMORY           : Expandable to 8GB
  • CONNECTIVITY   : gprs, edge, bluetooth
  • CAMERA            : 2 Megapixel
  • Messaging          : sms, mms, email & im
  • Battery             : 850 mAh (4 hrs talk time)
  • SIM                   : Dual Sim 
  • Apps                 : facebook ,twitter 
  • Browser            : Opera mini
  • Others              : A nice phone for people who like uniqueness and style



Micromax Superfone Ninja A50 (Price Rs 4990)

  • DISPLAY            : 3.1 inch cap touch screen
  • OS                    : Android V 2.3.6
  • 3G                    : Yes (HSDPA 2100) 
  • MEMORY            : Expandable to 32GB
  • CONNECTIVITY   : gprs, edge, bluetooth,WiFi
  • GPS                  : Yes
  • CAMERA            : 2 Megapixel
  • Messaging          : sms, mms, email & im
  • Battery             : 1200 mAh (4 hrs talk time)
  • SIM                   : Dual Sim 
  • Apps                 : facebook ,twitter 
  • Browser            : html
  • Others              : Cheapest Android Phone with 3G






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16 May, 2012

Atm card stuck inside atm machine what to do next ?


In this era of technology, things are made simple and complicated as well so we need to educate ourselves how to use the technology, I am talking about the ATM cards, We all have ATM Cards and we need to know how to handle them, one such situation where we get panicked  is  " when our ATM card sets stucked in the ATM machine " ,  Here are some necessary tips you need to follow if your card gets stucked in the atm 

Following are the steps you need to follow if your 

ICICI Bank ATM Card is stuck in the ATM

  1. You should cancel the transaction by pressing the cancel button 
  2. You need to call the customer care intimating them about struck of atm card, you can call  icici bank customer care or you may visit the nearest ICICI Bank Branch
  3. If a icici atm card is stuck in other bank atm, then the best thing to do is to block the card  and apply for a new card, because a standard practice Bank Authorities follow is to destroy any other bank's atm card which gets trapped in their atm machines


HDFC Bank ATM Card Struck in ATM

  1. You should cancel the transaction by pressing the cancel button 
  2. You need to call the customer care intimating them about struck of atm card, you can call HDFC Bank Customer care or visit the nearest HDFC Bank branch 
  3. All other banks more or less the procedure is same because all of them follow RBI Guidelines in case of stuck of atm card. In most of the cases you may need to apply for a new Atm card

ATM Card getting stucked can become more troublesome if you are in urgent need of money and you are at outstation, so it is better to use atm's which are attached to the bank , because they are well maintained so chances of your card getting stucked will be less





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13 May, 2012

LIC Amulya Jeevan Policy premium review


Life Insurance is a word which has changed its meaning in course of time, it has been commercialized to make it more interesting and appealing, money back and market investment plans have become popular, But if you view it in a different perspective, you will understand that insurance should not be combined with anything else. Best form of insurance is term plan, today we are about to discuss elaborately about LIC'S  Amulya Jeevan which is also a term insurance plan which can give u sum assured of Rs 25 lakhs for a premium of Rs 1,30,000/- 

Amulya Jeevan - I Policy Details
Amulya jeevan is a pure insurance policy which gives you benefit only in the case of death,be it accidental or natural. amulya jeevan policy holder will not receive any amount  on maturity of the policy . great thing about this policy is it covers risk with very less premium


Amulya jeevan - I policy highlights 
1) Minimum age required   : 18 years
2) Maximum age required  : 60 years
3) Maximum age at maturity : 70 years ( that means policy holders death is covered till the age of 70 only )
4) Minimum Sum Assured    : Rs 25 lakhs
5) Policy covers both natural and accidental death (illness or accident)
6) You can choose a policy term of 5- 35 years
7) Medical tests may be required depending on insurance sum assured


Following are the premiums calculated for entry age 30 yrs, premium amount will be less as the entry age is less.


Policy term
Annual Premium
Single Premium
Sum Assured
05 yrs
Rs 5325
Rs 22,025
Rs 25 lakhs
10 yrs
Rs 5475
Rs 38,850
Rs 25 lakhs
15 yrs
Rs 5900
Rs 55,350
Rs 25 lakhs
20 yrs
Rs 6425
Rs 72,745
Rs 25 lakhs
25 yrs
Rs 7300
Rs 92,600
Rs 25 lakhs
30 yrs
Rs 8400
Rs 1,15,450
Rs 25 lakhs
35 yrs
Rs 9700
Rs 1,40,925
Rs 25 lakhs

you can understand from the above table that premium is less if the policy term is less, that means your sum assured is payable with in your policy term


Single premium means the policy holder will pay 1 time amount , i.e from the above table if you see you can pay one time payment of Rs 92,600 to avail a cover of 25 lakhs for a period of 25 years instead of paying annual or monthly premiums


Illustrations
Rakesh  has taken Amulya Jeevan-I policy for term period of 5 years on 03.05.2012  and if  Rakesh dies  on 05.08.2017 (after expiry of policy term i.e 5yrs) no amount will be paid.


Rakesh has taken Amulya jeevan-I  for a term period of 15 years on 03.05.2012 and if Rakesh dies of heart attack on 05.08.2020,then the nominee will be paid a sum of Rs 25 lakhs/sum assured


If Rakesh dies of a plane crash or a illness like kidney failure , Amulya Jeevan -I pays the nominees full sum assured.


If you are interested in Amluya Jeevan-I  you can purchase a policy from your nearest LIC Office or from their website www.licindia.in









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